Auto-Payments

Auto-payments let users schedule recurring transfers on a fixed period — weekly, biweekly, monthly, or one-time — with a configurable stop condition. The feature is available to Individual users, Business Owners, and Operators, with access controlled by role and permissions.

Who can use auto-payments?

Role	Access	Permission required
Individual	Schedule recurring transfers between their own accounts or to external banks	None — available to all authenticated Individuals
Business Owner	Schedule recurring transfers between business accounts or to external banks	None — available to all authenticated Business Owners
Operator	Schedule recurring transfers on behalf of the Business Owner	`autoPay` permission must be granted by the Business Owner

Stop conditions

All three roles use the same stop condition model:

`type`	Stops when
`end_date`	A specified end date is reached
`until_cancel`	Manually cancelled by the user or an admin
`limit_amount`	Cumulative payments reach a total cap

Payment periods

`period`	Description
`weekly`	Every 7 days from start date
`biweekly`	Every 14 days from start date
`monthly`	Same day each month
`one_time`	Single scheduled future payment

Role-specific guides

Individual

Recurring payments from personal checking or savings accounts — internal or ACH to an external bank.

Business Owner

Recurring payments from business accounts — internal or ACH — managed directly by the Business Owner.

Operator

Recurring payments on behalf of the Business Owner — requires the autoPay permission.